Deborah Coley's Blog Posts

Will the Bank Accept a Short Sale If I Owe More Than My House Is Worth in Texas?Short answer: Possibly. It depends on many factors. Owing more than your home is worth is exactly the situation a

Quick answer: For many mortgages, the foreclosure process generally cannot begin until the borrower is more than 120 days delinquent, but once the Texas foreclosure notices start, the timeline can

The Bexar County Auction Is October 6th: What Homeowners on the List Need to Know Right NowIf your home is on the October 6 Bexar County trustee-sale list, here is the honest truth: you are almost

Behind on Mortgage Payments in San Antonio? Your Options Before ForeclosureQuick answer: Being behind on your mortgage does not automatically mean you are losing your home, and it does not

Who Gets the House in a Texas Divorce If Both Names Are on the Mortgage?Short answer: A Texas divorce court can award the house to one spouse and order that spouse to make the payments, but the

Should I Wait for Interest Rates to Drop Before Buying a Home in San Antonio?Quick answer: Buyers are better off focusing on the payment, not the rate. Your monthly payment is what you live with,

What's Happening in San Antonio This Weekend? September 18-20, 2026Looking for something fun to do in San Antonio this weekend? Here are five local events and activities happening September 18

Pristine and Move-In Ready: 6511 Delgado Run, San Antonio, TX 78220Short answer: Yes, 6511 Delgado Run is genuinely move-in ready. This 2020 Lennar-built 3-bedroom, 2-bath home in San Antonio's

Do not start with the house. Start with the people, the paperwork, and the authority to sell. Before you list an inherited home in San Antonio, confirm who has the legal right to sell, get title

This is Part 2 of a 2-part series on falling behind on mortgage payments. Start with Part 1: Can I Sell My House If I'm Behind on Mortgage Payments in Texas?What Should I Do First If I'm Behind on

By Deborah Coley, Broker/Owner, CSSE®, SFR®, NextHome Valor Realty | September 13, 2026Yes. Being behind on your mortgage does not automatically mean you have lost the ability to sell your

If you own your home, this is one of the easiest ways to reduce your property taxes.The deadline to file your Homestead Exemption is April 30, 2026.And here’s the part most people get:👉

If you’re searching “Where should I live near San Antonio?” or “Is Cibolo a good place to buy a home?”, you’re asking the right question.Cibolo has become one of

If you are thinking about buying a home near San Antonio, one of the smartest questions you can ask is where future growth is happening.I recently attended a regional economic development update

This morning I attended the Tri-County Chamber Coffee & Mingle at Retama Park in Selma, Texas. While Retama Park is best known as a horse racing track and entertainment venue in our community,

Understanding a community goes far beyond market statistics. That is why I recently joined the Tri-County Chamber of Commerce to stay closely connected with the business owners, city leaders, and

Are you searching for an affordable, move-in ready home in Northwest San Antonio? Welcome to 2207 Opelousas Trail, a beautifully maintained single-story home in Laurel Mountain Ranch, one of

Considering a move to the San Antonio area? Cibolo, Texas, a thriving suburb, is on many homebuyers' radars. But with shifting markets, is 2026 the right time to invest in Cibolo real estate? The

South Texas Heat: Is Your AC Winning or Losing?In the San Antonio / New Braunfels market, our AC units aren't a luxury. They are a year-round necessity. Because we run them almost constantly,

Buying a home soon? One financial move could derail your mortgage approval.Many buyers don’t realize that lenders review your credit, income, and financial activity all the way until closing

Storms Rolled Through the San Antonio Area TonightSome pretty intense storms rolled through the San Antonio area earlier this evening, and many homeowners may be waking up to hail damage,

Why Choose Us as Your Property Manager? Your Guide to Stress-Free Property OwnershipNavigating the complexities of property ownership can be daunting. From tenant screening to maintenance, the

Considering downsizing your home in San Antonio? Whether you're an empty nester, looking to reduce expenses, or simply seeking a more manageable lifestyle, the decision to downsize often comes with

Receiving an inherited property can be a significant life event, often accompanied by emotional complexities and financial questions. If you're in San Antonio or surrounding areas like New Braunfels

Military Permanent Change of Station (PCS) moves are complex, especially when buying or selling a home in San Antonio. The market can feel uncertain, and the pressure to make the right decision for

Why Your House Sitting for 60 Days Is a Pricing Problem, Not a Marketing ProblemWhen a home remains unsold on the market for an extended period, often exceeding 60 days, it's a clear indicator that

I'm thrilled to announce my new membership with the Tri-County Chamber of Commerce! While networking can be a challenge, I'm excited to connect with the vibrant business community across the Tri

Dreaming of a home where neighbors feel like family? San Antonio, Texas, boasts a vibrant culture and warm hospitality. A recent Nextdoor report highlights the friendliest neighborhoods in San

Mortgage Market Update – What This Means for San Antonio Buyers & SellersThis morning:• The 10-Year Treasury dipped below 4% (currently 3.983%)• Mortgage-Backed Securities (FNCL.

Seguin, Texas: A City on the Rise**Seguin, Texas is a fast-growing city within the Texas Triangle, attracting an average of seven new residents daily. Its population boom from 29,433 in 2020 to 40

San Antonio Real Estate: Your 2026 Market GuideSan Antonio's evolving real estate market offers unique opportunities for buyers and sellers in 2026. A shift towards a more balanced environment is

Why Buyers, Sellers, and Investors Are Watching San Antonio Closely This YearSan Antonio’s growth story continues in 2026 with rising population, expanding real estate development, and major

Spring is historically one of the busiest seasons for selling a home in San Antonio, TX. But inventory levels and pricing strategy matter more than timing alone.In today’s San Antonio

San Antonio’s restaurant scene continues to grow, especially in areas like The Rim, La Cantera, and Pearl District.A newly opened local restaurant is already drawing attention for fresh

Spring in San Antonio, TX means rising temperatures, heavy rain, and high humidity. If you own a home in Bexar County, seasonal maintenance protects your value and prevents costly repairs

Fiesta is more than a party. It is culture, history, and community pride.Parades, medals, food booths, live music – it brings neighborhoods together across San Antonio. Events stretch from

February is one of San Antonio’s best-kept secrets in real estate. While spring is traditionally known as the busiest homebuying season, February offers unique advantages for buyers.Inventory