Will the Bank Accept a Short Sale If I Owe More Than My House Is Worth in Texas?Short answer: Possibly. It depends on many factors. Owing more than your home is worth is exactly the situation a
Buying a Home Soon? One Financial Move Could Derail Those Plans!
Dated: March 11 2026
Views: 4
Buying a home soon? One financial move could derail your mortgage approval.
Many buyers don’t realize that lenders review your credit, income, and financial activity all the way until closing day.
Before closing on your home, avoid these common mistakes:
• Applying for new credit cards
• Financing furniture or appliances
• Buying a new car
• Changing jobs
• Closing credit accounts
• Missing any payments
• Moving money without documentation
• Spending your savings
The safest approach during the home buying process is simple: keep everything financially stable until you close.
If you’re planning to buy a home in San Antonio, New Braunfels, Converse, or surrounding areas, I’m happy to guide you through the process so there are no surprises.
Message me anytime for a home buying consultation or lender connection.
Deborah Coley
NextHome Valor Realty
Deborah Coley
Deborah Coley | San Antonio & South Texas Real Estate Broker | REO | Probate & Divorce Real Estate | Distressed Properties | Property Management | First Time Buyers | Military & Relocation With mo....
Latest Blog Posts
Quick answer: For many mortgages, the foreclosure process generally cannot begin until the borrower is more than 120 days delinquent, but once the Texas foreclosure notices start, the timeline can
The Bexar County Auction Is October 6th: What Homeowners on the List Need to Know Right NowIf your home is on the October 6 Bexar County trustee-sale list, here is the honest truth: you are almost
Behind on Mortgage Payments in San Antonio? Your Options Before ForeclosureQuick answer: Being behind on your mortgage does not automatically mean you are losing your home, and it does not
Information provided courtesy of LERA MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is believed to be accurate but not guaranteed. Provided courtesy of LERA MLS. Copyright 2026 LERA MLS, All Rights Reserved. Data last updated September 25, 2026 11:20 PM UTC
