Will the Bank Accept a Short Sale If I Owe More Than My House Is Worth in Texas?Short answer: Possibly. It depends on many factors. Owing more than your home is worth is exactly the situation a
Dated: November 2 2025
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Homeowners staying put should focus on projects with strong resale value — like kitchen, bath and flooring updates — and avoid overly personalized upgrades.
NEW YORK -- With more homeowners opting to renovate instead of sell, experts say it’s smart to focus on projects that deliver real value and strong returns. The most reliable returns come from improvements to flooring, primary bathrooms and kitchens, which buyers consistently prioritize.
Smaller updates such as refreshed cabinets, new paint and modern hardware can help a home feel move-in ready.
Interior designer Galey Alix uses a financial metaphor to explain how homeowners should think about renovations in terms of return on investment. Alix suggests thinking of home improvements like deposits in a savings account — smaller projects build value gradually, while larger renovations can deliver a bigger return later, often when the home goes on the market.
"A lower yielding interest payment could equate to updating all of your light switch cover plates or repainting your baseboards. A higher yielding payment could equate to replacing all of your floors or fully renovating a bathroom. While you won't reap the reward monthly, such as in a savings account, the payment will come in one lump sum down the road in the form of a higher offer when you list your home,” she said.
Experts caution against over-personalized spaces or luxury features that are costly to maintain and may not appeal to many. Strategic renovations that balance design and function can help sellers attract stronger offers when they return to the market.
Source: Forbes (10/25/25) Lauren, Amanda
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